How to Cancel a Gym Membership: Instacart+ in Chattanooga

The legally-backed process for canceling Planet Fitness, Anytime Fitness, LA Fitness, and other gym memberships — including contracts and state health club laws. This guide applies specifically to Instacart+ ($9.99/mo) subscribers in Chattanooga, Tennessee. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Chattanooga, TN

The CPA (no specific auto-renewal law) (Tenn. Code § 47-18-104) and federal FTC rules protect Chattanooga residents:

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online transactions
AG enforcement and private action

How to Cancel a Gym Membership

Applied to Instacart+ (Instacart website or app) for Chattanooga residents

1
Read your membership contract first
Find your contract (check your email or the gym's member portal). Note: the contract term, any minimum commitment period, notice requirements (typically 30 days), and cancellation methods allowed.
2
Send written notice via certified mail
For gyms like Planet Fitness, Anytime Fitness, and LA Fitness, send a certified letter with return receipt to your home club. Include: full name, address, membership number, and explicit cancellation request.
3
Visit in-person as a backup
Visit your home club during staffed hours and request cancellation in writing. Ask for a written receipt of your cancellation request with the date and representative's name.
4
Cite your state's Health Club Act
Most states (CA, NY, TX, FL, IL, etc.) have Health Club Acts that override gym contracts. These laws often require gyms to allow cancellation by certified mail regardless of what the contract says.
5
Dispute charges after cancellation
After your notice period ends, watch your statement. Any charges after the effective cancellation date are disputable. File a chargeback citing the Fair Credit Billing Act and your cancellation documentation.

Cancel Instacart+ Specifically

Method: Instacart website or app · Difficulty: easy

1Go to instacart.com → Account Settings
2Select 'Instacart+ membership'
3Click 'Cancel membership'
4Confirm

Tips for Chattanooga Residents

Planet Fitness cannot legally require you to appear in person if your state's Health Club Act allows written cancellation
Many states allow cancellation if you move more than 25 miles from any club location
Medical conditions that prevent gym use are typically grounds for immediate contract cancellation without penalty
The FTC Click-to-Cancel Rule applies to gym memberships — if they make cancellation harder than signup, that's a violation
Annual fees (Planet Fitness $49/year) may be non-refundable even if you cancel mid-year

Instacart+-specific tips

Free delivery on orders $35+ ends at cancellation
Annual plan auto-renews
Check if offered free through your credit card
Cancel before trial ends to avoid charge

Instacart+ Refund Policy

Annual: full refund within 5 days, then prorated.

Federal Laws Protecting Chattanooga Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Chattanooga subscriptions Cancel Instacart+ in Chattanooga Cancel Instacart+ (all cities)How to Cancel a Gym Membership — Tennessee guide How to Cancel a Gym Membership (general)

More Instacart+ Guides for Chattanooga

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel a Gym Membership with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Chattanooga residents