Clearwater, FLnightmare to cancel20 min

How to Cancel a Gym Membership: SiriusXM in Clearwater

The legally-backed process for canceling Planet Fitness, Anytime Fitness, LA Fitness, and other gym memberships — including contracts and state health club laws. This guide applies specifically to SiriusXM ($10.99-$23.99/mo) subscribers in Clearwater, Florida. Florida's Automatic Renewal Law protects you.

Your Rights in Clearwater, FL

Florida's Automatic Renewal Law (Fla. Stat. § 501.165) gives Clearwater residents specific protections when dealing with SiriusXM:

Clear disclosure of renewal terms
Affirmative consent
Easy cancellation required
Confirmation notice

Penalties: Unfair trade practice — AG enforcement and private right of action

How to Cancel a Gym Membership

Applied to SiriusXM (Phone only) for Clearwater residents

1
Read your membership contract first
Find your contract (check your email or the gym's member portal). Note: the contract term, any minimum commitment period, notice requirements (typically 30 days), and cancellation methods allowed.
2
Send written notice via certified mail
For gyms like Planet Fitness, Anytime Fitness, and LA Fitness, send a certified letter with return receipt to your home club. Include: full name, address, membership number, and explicit cancellation request.
3
Visit in-person as a backup
Visit your home club during staffed hours and request cancellation in writing. Ask for a written receipt of your cancellation request with the date and representative's name.
4
Cite your state's Health Club Act
Most states (CA, NY, TX, FL, IL, etc.) have Health Club Acts that override gym contracts. These laws often require gyms to allow cancellation by certified mail regardless of what the contract says.
5
Dispute charges after cancellation
After your notice period ends, watch your statement. Any charges after the effective cancellation date are disputable. File a chargeback citing the Fair Credit Billing Act and your cancellation documentation.

Cancel SiriusXM Specifically

Method: Phone only · Difficulty: nightmare

1Call 1-866-635-2349
2Navigate automated menu to 'Cancel'
3Speak with retention agent (they WILL offer discounts)
4Firmly confirm you want to cancel
5Request cancellation confirmation number

Tips for Clearwater Residents

Planet Fitness cannot legally require you to appear in person if your state's Health Club Act allows written cancellation
Many states allow cancellation if you move more than 25 miles from any club location
Medical conditions that prevent gym use are typically grounds for immediate contract cancellation without penalty
The FTC Click-to-Cancel Rule applies to gym memberships — if they make cancellation harder than signup, that's a violation
Annual fees (Planet Fitness $49/year) may be non-refundable even if you cancel mid-year

SiriusXM-specific tips

SiriusXM is notorious — calls can take 30+ minutes
They will offer 50-75% discounts to keep you
Say 'I want to cancel' firmly and repeatedly
Record the call in one-party consent states
If they keep charging, file FTC complaint + credit card chargeback

SiriusXM Refund Policy

Prorated refund for remaining subscription period.

Under Fla. Stat. § 501.165, Clearwater residents may be entitled to a full refund if SiriusXM didn't properly disclose auto-renewal terms.

Watch Out For

· Music royalty fee
· Activated radio in new car may auto-enroll you

Federal Laws Protecting Clearwater Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Clearwater subscriptions Cancel SiriusXM in Clearwater Cancel SiriusXM (all cities)How to Cancel a Gym Membership — Florida guide How to Cancel a Gym Membership (general)

More SiriusXM Guides for Clearwater

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel a Gym Membership with SubScrub

SubScrub auto-cites Fla. Stat. § 501.165 for Clearwater residents