Cancel Calm in Columbia

Your Rights in Columbia, MO

The MPA (no specific auto-renewal law) (Mo. Rev. Stat. § 407.010) plus federal FTC rules protect Columbia residents.

• Merchandising practices protections
• Federal FTC rules apply
• ROSCA for online subscriptions
• AG enforcement and private action

Federal Laws Protecting Columbia Residents

• FTC Click-to-Cancel Rule — cancellation must be as easy as signup
• ROSCA (15 USC 8403) — clear disclosure and consent for subscriptions
• Fair Credit Billing Act — dispute unauthorized charges