How to Find All Your Subscriptions: Crunch Fitness in Des Moines

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Crunch Fitness ($10-$30/mo) subscribers in Des Moines, Iowa. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Des Moines, IA

The CFA (no specific auto-renewal law) (Iowa Code § 714H.3) and federal FTC rules protect Des Moines residents:

Consumer fraud protections
Federal FTC rules apply
ROSCA for online subscriptions
Private right of action available

How to Find All Your Subscriptions

Applied to Crunch Fitness (In-person or certified mail) for Des Moines residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Crunch Fitness Specifically

Method: In-person or certified mail · Difficulty: hard

1Visit your home club
2Request cancellation (30-day notice)
3Or send certified letter to club address
4Billing stops after notice period

Tips for Des Moines Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Crunch Fitness-specific tips

Similar policies to Planet Fitness
Annual fee charged regardless of cancellation timing
Keep certified mail receipt as proof
File state AG complaint if cancellation is obstructed

Crunch Fitness Refund Policy

Annual fee non-refundable.

Watch Out For

· $49.99 annual fee
· 30-day notice period

Federal Laws Protecting Des Moines Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Des Moines subscriptions Cancel Crunch Fitness in Des Moines Cancel Crunch Fitness (all cities)How to Find All Your Subscriptions — Iowa guide How to Find All Your Subscriptions (general)

More Crunch Fitness Guides for Des Moines

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Des Moines residents