How to Find All Your Subscriptions: New York Times in Des Moines

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to New York Times ($4-$25/mo) subscribers in Des Moines, Iowa. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Des Moines, IA

The CFA (no specific auto-renewal law) (Iowa Code § 714H.3) and federal FTC rules protect Des Moines residents:

Consumer fraud protections
Federal FTC rules apply
ROSCA for online subscriptions
Private right of action available

How to Find All Your Subscriptions

Applied to New York Times (Phone or chat) for Des Moines residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel New York Times Specifically

Method: Phone or chat · Difficulty: hard

1Call 1-800-591-9233
2Or use NYT chat (nytimes.com/help)
3Request cancellation
4Confirm — they will offer retention deals

Tips for Des Moines Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

New York Times-specific tips

Cannot cancel online — must call or chat
They WILL offer steep discounts (often $1/week)
Academic access may be available through your library
Gift subscriptions auto-renew unless canceled

New York Times Refund Policy

No refund for current billing period.

Watch Out For

· Cooking, Games, Athletic are separate subscriptions

Federal Laws Protecting Des Moines Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Des Moines subscriptions Cancel New York Times in Des Moines Cancel New York Times (all cities)How to Find All Your Subscriptions — Iowa guide How to Find All Your Subscriptions (general)

More New York Times Guides for Des Moines

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Des Moines residents