Cancel YMCA in Des Moines

Your Rights in Des Moines, IA

The CFA (no specific auto-renewal law) (Iowa Code § 714H.3) plus federal FTC rules protect Des Moines residents.

• Consumer fraud protections
• Federal FTC rules apply
• ROSCA for online subscriptions
• Private right of action available

Federal Laws Protecting Des Moines Residents

• FTC Click-to-Cancel Rule — cancellation must be as easy as signup
• ROSCA (15 USC 8403) — clear disclosure and consent for subscriptions
• Fair Credit Billing Act — dispute unauthorized charges