Fargo, NDhard to cancel15 min

How to Find All Your Subscriptions: Snap Fitness in Fargo

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Snap Fitness ($35-$50/mo) subscribers in Fargo, North Dakota. North Dakota's Automatic Renewal Law protects you.

Your Rights in Fargo, ND

North Dakota's Automatic Renewal Law (N.D. Cent. Code § 51-37-01) gives Fargo residents specific protections when dealing with Snap Fitness:

Clear disclosure of auto-renewal terms
Affirmative consent before charging
Easy cancellation mechanism required
Written confirmation of enrollment

Penalties: Unfair trade practice — AG enforcement plus damages

How to Find All Your Subscriptions

Applied to Snap Fitness (In-person or certified mail) for Fargo residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Snap Fitness Specifically

Method: In-person or certified mail · Difficulty: hard

1Visit your home club
2Request cancellation form
3Submit with required notice period
4Get written confirmation

Tips for Fargo Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Snap Fitness-specific tips

Franchise locations — policies vary
Check your contract for commitment period
Certified mail is safest method
Some locations allow email

Snap Fitness Refund Policy

Depends on contract terms.

Under N.D. Cent. Code § 51-37-01, Fargo residents may be entitled to a full refund if Snap Fitness didn't properly disclose auto-renewal terms.

Watch Out For

· Early termination fee
· Annual fee

Federal Laws Protecting Fargo Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Fargo subscriptions Cancel Snap Fitness in Fargo Cancel Snap Fitness (all cities)How to Find All Your Subscriptions — North Dakota guide How to Find All Your Subscriptions (general)

More Snap Fitness Guides for Fargo

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites N.D. Cent. Code § 51-37-01 for Fargo residents