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Your Rights in Honolulu, HI

The UDAP (no specific auto-renewal law) (Haw. Rev. Stat. § 480-2) plus federal FTC rules protect Honolulu residents.

• Unfair or deceptive acts protections
• Federal FTC rules apply
• ROSCA for online transactions
• Private right of action

Federal Laws Protecting Honolulu Residents

• FTC Click-to-Cancel Rule — cancellation must be as easy as signup
• ROSCA (15 USC 8403) — clear disclosure and consent for subscriptions
• Fair Credit Billing Act — dispute unauthorized charges