How to Cancel All Your Streaming Services: Microsoft 365 in Independence

Complete guide to canceling Netflix, Spotify, Disney+, Hulu, HBO Max, Apple TV+, YouTube Premium, and 10+ other streaming services. This guide applies specifically to Microsoft 365 ($6.99-$12.99/mo) subscribers in Independence, Missouri. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Independence, MO

The MPA (no specific auto-renewal law) (Mo. Rev. Stat. § 407.010) and federal FTC rules protect Independence residents:

Merchandising practices protections
Federal FTC rules apply
ROSCA for online subscriptions
AG enforcement and private action

How to Cancel All Your Streaming Services

Applied to Microsoft 365 (Microsoft account website) for Independence residents

1
List all your streaming subscriptions
Check your bank statements, Apple subscriptions (Settings → [Your Name] → Subscriptions), and Google Play subscriptions for all active streaming services.
2
Identify billing source for each service
Some subscriptions are billed through the streaming service directly; others go through Apple, Google, Roku, or your cable provider. You must cancel through the BILLING source, not the app.
3
Cancel direct-billed services
Netflix: netflix.com/account. Spotify: spotify.com/account. Disney+: disneyplus.com/account. Hulu: account.hulu.com. HBO Max: max.com → Profile → Settings → Subscription. Each requires website login.
4
Cancel Apple-billed services
iPhone: Settings → [Your Name] → Subscriptions. You'll see all Apple-billed subscriptions. Tap any to manage or cancel. This covers Apple TV+, Paramount+, and any service you paid via App Store.
5
Cancel Google Play-billed services
Go to play.google.com/store/account/subscriptions. All Play-billed subscriptions are listed here. Cancel each one directly.

Cancel Microsoft 365 Specifically

Method: Microsoft account website · Difficulty: medium

1Go to account.microsoft.com/services
2Find Microsoft 365 subscription
3Click 'Cancel'
4Follow prompts

Tips for Independence Residents

Canceling Netflix doesn't cancel Hulu — each must be canceled separately even if you bundle them
Disney Bundle (Disney+/Hulu/ESPN+): cancel through Disney+ to cancel all three
Spotify cannot be canceled through the mobile app — must use a web browser at spotify.com
Confirm cancellation by checking your account's billing page — look for 'Access until [date]' not 'Next billing date'
Set a reminder to re-evaluate each service when a new season starts — don't pay year-round for one show

Microsoft 365-specific tips

Within 30 days of renewal — request full refund
OneDrive files remain accessible for 30 days after cancel
Can switch to free tier of Word/Excel online
Check if provided through work/school

Microsoft 365 Refund Policy

Full refund within 30 days of renewal. Prorated after.

Federal Laws Protecting Independence Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Independence subscriptions Cancel Microsoft 365 in Independence Cancel Microsoft 365 (all cities)How to Cancel All Your Streaming Services — Missouri guide How to Cancel All Your Streaming Services (general)

More Microsoft 365 Guides for Independence

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel All Your Streaming with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Independence residents