Laredo, TXeasy to cancel15 min

How to Find All Your Subscriptions: Instacart+ in Laredo

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Instacart+ ($9.99/mo) subscribers in Laredo, Texas. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Laredo, TX

The DTPA (no specific auto-renewal law) (Tex. Bus. & Com. Code § 17.41) and federal FTC rules protect Laredo residents:

General deceptive trade practice protections
FTC Click-to-Cancel applies federally
ROSCA applies to online transactions
Can pursue under state DTPA if terms were deceptive

How to Find All Your Subscriptions

Applied to Instacart+ (Instacart website or app) for Laredo residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Instacart+ Specifically

Method: Instacart website or app · Difficulty: easy

1Go to instacart.com → Account Settings
2Select 'Instacart+ membership'
3Click 'Cancel membership'
4Confirm

Tips for Laredo Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Instacart+-specific tips

Free delivery on orders $35+ ends at cancellation
Annual plan auto-renews
Check if offered free through your credit card
Cancel before trial ends to avoid charge

Instacart+ Refund Policy

Annual: full refund within 5 days, then prorated.

Federal Laws Protecting Laredo Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Laredo subscriptions Cancel Instacart+ in Laredo Cancel Instacart+ (all cities)How to Find All Your Subscriptions — Texas guide How to Find All Your Subscriptions (general)

More Instacart+ Guides for Laredo

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Laredo residents