Louisville, KYeasy to cancel20 min

How to Cancel a Gym Membership: Netflix in Louisville

The legally-backed process for canceling Planet Fitness, Anytime Fitness, LA Fitness, and other gym memberships — including contracts and state health club laws. This guide applies specifically to Netflix ($6.99-$22.99/mo) subscribers in Louisville, Kentucky. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Louisville, KY

The CPA (no specific auto-renewal law) (Ky. Rev. Stat. § 367.110) and federal FTC rules protect Louisville residents:

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online subscriptions
AG enforcement and private action

How to Cancel a Gym Membership

Applied to Netflix (Website or app) for Louisville residents

1
Read your membership contract first
Find your contract (check your email or the gym's member portal). Note: the contract term, any minimum commitment period, notice requirements (typically 30 days), and cancellation methods allowed.
2
Send written notice via certified mail
For gyms like Planet Fitness, Anytime Fitness, and LA Fitness, send a certified letter with return receipt to your home club. Include: full name, address, membership number, and explicit cancellation request.
3
Visit in-person as a backup
Visit your home club during staffed hours and request cancellation in writing. Ask for a written receipt of your cancellation request with the date and representative's name.
4
Cite your state's Health Club Act
Most states (CA, NY, TX, FL, IL, etc.) have Health Club Acts that override gym contracts. These laws often require gyms to allow cancellation by certified mail regardless of what the contract says.
5
Dispute charges after cancellation
After your notice period ends, watch your statement. Any charges after the effective cancellation date are disputable. File a chargeback citing the Fair Credit Billing Act and your cancellation documentation.

Cancel Netflix Specifically

Method: Website or app · Difficulty: easy

1Go to netflix.com/account
2Click 'Cancel Membership'
3Confirm cancellation
4Access continues until billing period ends

Tips for Louisville Residents

Planet Fitness cannot legally require you to appear in person if your state's Health Club Act allows written cancellation
Many states allow cancellation if you move more than 25 miles from any club location
Medical conditions that prevent gym use are typically grounds for immediate contract cancellation without penalty
The FTC Click-to-Cancel Rule applies to gym memberships — if they make cancellation harder than signup, that's a violation
Annual fees (Planet Fitness $49/year) may be non-refundable even if you cancel mid-year

Netflix-specific tips

Cancel before your billing date to avoid next charge
You can restart anytime without losing your profile
Download shows before canceling if you want to keep watching offline

Netflix Refund Policy

No refunds for partial months. Access until period ends.

Federal Laws Protecting Louisville Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Louisville subscriptions Cancel Netflix in Louisville Cancel Netflix (all cities)How to Cancel a Gym Membership — Kentucky guide How to Cancel a Gym Membership (general)

More Netflix Guides for Louisville

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel a Gym Membership with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Louisville residents