Pricing How It Works Blog Compare

Log in Scan My Cards

Product

Pricing How It Works How-To Guides Cancel Subscriptions Blog

Suite

DebtShield DisputeAISubScrub

Features

Zombie SubscriptionsFree Trial TrapsSneaky Price IncreasesUnauthorized Renewals

Legal

Terms of Service Privacy Policy Blog

From the Pointify Travel Technologies suite:

DisputeAI — Billing Disputes DebtShield — Debt Recovery

SubScrub

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

Cities/Louisville/YMCA

Back to Louisville subscriptions

Louisville, KYFitness · $30-$80/mo · medium to cancel

Cancel YMCA in Louisville

How to cancel your YMCA subscription in Louisville, Kentucky. Federal FTC Click-to-Cancel Rule protects you.

How to Cancel YMCA

Method: In-person or written notice

1Visit your local YMCA branch
2Request membership cancellation
3Submit written cancellation form
4Allow 10-day processing period

Your Rights in Louisville, KY

The CPA (no specific auto-renewal law) (Ky. Rev. Stat. § 367.110) plus federal FTC rules protect Louisville residents.

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online subscriptions
AG enforcement and private action

Federal Laws Protecting Louisville Residents

FTC Click-to-Cancel Rule — cancellation must be as easy as signup
ROSCA (15 USC 8403) — clear disclosure and consent for subscriptions
Fair Credit Billing Act — dispute unauthorized charges

All Louisville subscriptions Cancel YMCA (all locations)Kentucky subscription laws

Cancel YMCA Now

SubScrub auto-cites federal FTC rules for Louisville residents

Cancel YMCA in Louisville (2026)