McAllen, TXhard to cancel15 min

How to Find All Your Subscriptions: Gold's Gym in McAllen

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Gold's Gym ($25-$40/mo) subscribers in McAllen, Texas. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in McAllen, TX

The DTPA (no specific auto-renewal law) (Tex. Bus. & Com. Code § 17.41) and federal FTC rules protect McAllen residents:

General deceptive trade practice protections
FTC Click-to-Cancel applies federally
ROSCA applies to online transactions
Can pursue under state DTPA if terms were deceptive

How to Find All Your Subscriptions

Applied to Gold's Gym (In-person or certified mail) for McAllen residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Gold's Gym Specifically

Method: In-person or certified mail · Difficulty: hard

1Visit your home gym location
2Request cancellation form
3Submit with 30-day written notice
4Or send certified letter to gym address

Tips for McAllen Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Gold's Gym-specific tips

Policies vary by franchise location
Some locations allow email cancellation
Keep certified mail receipt as proof
Check state consumer protection laws

Gold's Gym Refund Policy

No refunds. 30-day notice applies.

Watch Out For

· Annual maintenance fee
· Early termination fee

Federal Laws Protecting McAllen Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

McAllen subscriptions Cancel Gold's Gym in McAllen Cancel Gold's Gym (all cities)How to Find All Your Subscriptions — Texas guide How to Find All Your Subscriptions (general)

More Gold's Gym Guides for McAllen

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for McAllen residents