Memphis, TNmedium to cancel15 min

How to Find All Your Subscriptions: Peloton in Memphis

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Peloton ($12.99-$44/mo) subscribers in Memphis, Tennessee. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Memphis, TN

The CPA (no specific auto-renewal law) (Tenn. Code § 47-18-104) and federal FTC rules protect Memphis residents:

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online transactions
AG enforcement and private action

How to Find All Your Subscriptions

Applied to Peloton (App settings or website) for Memphis residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Peloton Specifically

Method: App settings or website · Difficulty: medium

1Go to members.onepeloton.com
2Click Profile → Subscriptions
3Select 'Cancel Membership'
4Confirm

Tips for Memphis Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Peloton-specific tips

App membership different from All-Access
If you return the bike, cancel membership separately
Peloton may offer retention discount
Check if billed through Apple — cancel in iPhone settings

Peloton Refund Policy

No prorated refunds.

Federal Laws Protecting Memphis Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Memphis subscriptions Cancel Peloton in Memphis Cancel Peloton (all cities)How to Find All Your Subscriptions — Tennessee guide How to Find All Your Subscriptions (general)

More Peloton Guides for Memphis

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Memphis residents