How to Find All Your Subscriptions: Instacart+ in New York City

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Instacart+ ($9.99/mo) subscribers in New York City, New York. New York's Auto-Renewal Law protects you.

Your Rights in New York City, NY

New York's Auto-Renewal Law (N.Y. Gen. Bus. Law § 527) gives New York City residents specific protections when dealing with Instacart+:

Clear disclosure before enrollment
Easy cancellation mechanism
Written confirmation of enrollment
30-day advance notice of material changes

Penalties: Violations subject to AG enforcement and consumer private action

How to Find All Your Subscriptions

Applied to Instacart+ (Instacart website or app) for New York City residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Instacart+ Specifically

Method: Instacart website or app · Difficulty: easy

1Go to instacart.com → Account Settings
2Select 'Instacart+ membership'
3Click 'Cancel membership'
4Confirm

Tips for New York City Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Instacart+-specific tips

Free delivery on orders $35+ ends at cancellation
Annual plan auto-renews
Check if offered free through your credit card
Cancel before trial ends to avoid charge

Instacart+ Refund Policy

Annual: full refund within 5 days, then prorated.

Under N.Y. Gen. Bus. Law § 527, New York City residents may be entitled to a full refund if Instacart+ didn't properly disclose auto-renewal terms.

Federal Laws Protecting New York City Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

New York City subscriptions Cancel Instacart+ in New York City Cancel Instacart+ (all cities)How to Find All Your Subscriptions — New York guide How to Find All Your Subscriptions (general)

More Instacart+ Guides for New York City

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites N.Y. Gen. Bus. Law § 527 for New York City residents