How to Find All Your Subscriptions: ChatGPT Plus (OpenAI) in Overland Park

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to ChatGPT Plus (OpenAI) ($20/mo) subscribers in Overland Park, Kansas. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Overland Park, KS

The KCPA (no specific auto-renewal law) (Kan. Stat. § 50-623) and federal FTC rules protect Overland Park residents:

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online transactions
AG enforcement

How to Find All Your Subscriptions

Applied to ChatGPT Plus (OpenAI) (ChatGPT settings) for Overland Park residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel ChatGPT Plus (OpenAI) Specifically

Method: ChatGPT settings · Difficulty: easy

1Go to chat.openai.com → Settings
2Click 'My Plan'
3Select 'Cancel Plan'
4Confirm

Tips for Overland Park Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

ChatGPT Plus (OpenAI)-specific tips

You keep Plus access until billing period ends
Can resubscribe anytime
Check if you have Team plan through work
No penalty for canceling

ChatGPT Plus (OpenAI) Refund Policy

No refund. Access until period ends.

Federal Laws Protecting Overland Park Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Overland Park subscriptions Cancel ChatGPT Plus (OpenAI) in Overland Park Cancel ChatGPT Plus (OpenAI) (all cities)How to Find All Your Subscriptions — Kansas guide How to Find All Your Subscriptions (general)

More ChatGPT Plus (OpenAI) Guides for Overland Park

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Overland Park residents