Pricing How It Works Blog Compare

Log in Scan My Cards

Product

Pricing How It Works How-To Guides Cancel Subscriptions Blog

Suite

DebtShield DisputeAISubScrub

Features

Zombie SubscriptionsFree Trial TrapsSneaky Price IncreasesUnauthorized Renewals

Legal

Terms of Service Privacy Policy Blog

From the Pointify Travel Technologies suite:

DisputeAI — Billing Disputes DebtShield — Debt Recovery

SubScrub

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

Cities/Philadelphia/YMCA

Back to Philadelphia subscriptions

Philadelphia, PAFitness · $30-$80/mo · medium to cancel

Cancel YMCA in Philadelphia

How to cancel your YMCA subscription in Philadelphia, Pennsylvania. Federal FTC Click-to-Cancel Rule protects you.

How to Cancel YMCA

Method: In-person or written notice

1Visit your local YMCA branch
2Request membership cancellation
3Submit written cancellation form
4Allow 10-day processing period

Your Rights in Philadelphia, PA

The UTPCPL (no specific auto-renewal law) (73 Pa. Stat. § 201-1) plus federal FTC rules protect Philadelphia residents.

Unfair trade practices protections
Federal FTC rules apply
ROSCA for online subscriptions
Can pursue under state UTPCPL

Federal Laws Protecting Philadelphia Residents

FTC Click-to-Cancel Rule — cancellation must be as easy as signup
ROSCA (15 USC 8403) — clear disclosure and consent for subscriptions
Fair Credit Billing Act — dispute unauthorized charges

All Philadelphia subscriptions Cancel YMCA (all locations)Pennsylvania subscription laws

Cancel YMCA Now

SubScrub auto-cites federal FTC rules for Philadelphia residents

Cancel YMCA in Philadelphia (2026)