FTC Click-to-Cancel Rule: Your Rights Explained: Planet Fitness in Seattle

What the FTC's Click-to-Cancel Rule means for your subscription rights and exactly how to use it when a company won't let you cancel. This guide applies specifically to Planet Fitness ($10-$24.99/mo) subscribers in Seattle, Washington. Washington's Consumer Protection Act + Auto-Renewal protects you.

Your Rights in Seattle, WA

Washington's Consumer Protection Act + Auto-Renewal (Wash. Rev. Code § 19.86) gives Seattle residents specific protections when dealing with Planet Fitness:

Clear disclosure of material terms
Affirmative consent
Easy cancellation
Treble damages for willful violations

Penalties: CPA violation — treble damages plus attorney fees up to $25,000

FTC Click-to-Cancel Rule: Your Rights Explained

Applied to Planet Fitness (In-person or certified mail) for Seattle residents

1
Understand what the rule requires
The FTC Click-to-Cancel Rule (16 CFR Part 425, effective 2024) requires: (1) clear disclosure of all terms before signup, (2) cancellation must be as easy as signup, (3) no dark patterns to obstruct cancellation.
2
Document the violation
Screenshot the cancellation flow. If you signed up with a single click but cancellation requires a phone call or in-person visit, that's a violation. Screenshot the difficult steps as evidence.
3
Send a written demand citing the Rule
Write to the company: 'Under 16 CFR Part 425 (FTC Click-to-Cancel Rule), you are required to provide a cancellation mechanism as simple as your signup process. I am demanding immediate cancellation and confirming this in writing.'
4
File an FTC complaint
Go to reportfraud.ftc.gov. Select 'Online Shopping' or 'Subscriptions'. Submit screenshots of the violation. The FTC uses these to build enforcement cases.
5
File a state AG complaint
Your state Attorney General can act on FTC Rule violations under state consumer protection laws. Many states have dedicated consumer protection units. File a complaint at your state AG's website.

Cancel Planet Fitness Specifically

Method: In-person or certified mail · Difficulty: nightmare

1Visit your home club in person
2Or send certified letter to your home club
3Include: name, address, membership number, cancellation request
4Allow 30 days for processing

Tips for Seattle Residents

The FTC has sued Adobe, Amazon, and Publishers Clearing House for cancellation dark patterns — cite these cases when demanding cancellation
The rule applies to ALL negative-option marketing: subscriptions, free trials, auto-renewals, and continuity plans
Even if your state lacks a specific auto-renewal law, the federal FTC Rule applies in all 50 states
SubScrub's cancellation letters cite 16 CFR Part 425 by name and document the violation for you

Planet Fitness-specific tips

Cannot cancel by phone, email, or online
Send certified mail with return receipt as proof
If they won't accept, file state AG complaint citing Health Club Act
Many states require gyms to accept any reasonable cancellation method

Planet Fitness Refund Policy

Annual fee is non-refundable. Monthly billing stops after processing.

Under Wash. Rev. Code § 19.86, Seattle residents may be entitled to a full refund if Planet Fitness didn't properly disclose auto-renewal terms.

Watch Out For

· $49 annual enhancement fee
· 30-day processing period means one more charge

Federal Laws Protecting Seattle Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Seattle subscriptions Cancel Planet Fitness in Seattle Cancel Planet Fitness (all cities)FTC Click-to-Cancel Rule: Your Rights Explained — Washington guide FTC Click-to-Cancel Rule: Your Rights Explained (general)

More Planet Fitness Guides for Seattle

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

FTC Click-to-Cancel Rule: Your with SubScrub

SubScrub auto-cites Wash. Rev. Code § 19.86 for Seattle residents