How to permanently disable auto-renewal so you never get surprised by an unexpected renewal charge again. This guide applies specifically to Adobe Creative Cloud ($22.99-$59.99/mo) subscribers in Saint Paul, Minnesota. Minnesota's Automatic Renewal Law protects you.
Minnesota's Automatic Renewal Law (Minn. Stat. § 325G.201) gives Saint Paul residents specific protections when dealing with Adobe Creative Cloud:
Penalties: Private right of action plus AG enforcement
Applied to Adobe Creative Cloud (Adobe website) for Saint Paul residents
Log into your account settings
Go to the service's website (not app, unless it's an app-store subscription). Navigate to Settings → Billing → Subscription or Plan.
Look for 'Auto-Renewal' or 'Recurring Billing' toggle
Most services have an explicit auto-renewal toggle. Turn it off. You will typically keep access until your current paid period ends, then it won't renew.
Get written confirmation
After toggling, screenshot the settings page and save any confirmation email. If they charge you after disabling auto-renewal, you have documented proof.
For app-store subscriptions, disable in the store
iPhone: Settings → [Your Name] → Subscriptions → [App] → Turn off Renew. Google Play: Manage subscriptions → Cancel. The app itself cannot see these settings.
Set a final billing date reminder
Note when your current period ends. After that date, verify no charge appears. If you see a charge after disabling auto-renewal, that is an unauthorized charge.
Method: Adobe website · Difficulty: nightmare
Adobe Creative Cloud-specific tips
Monthly: no refund. Annual: 50% of remaining months as penalty.
Under Minn. Stat. § 325G.201, Saint Paul residents may be entitled to a full refund if Adobe Creative Cloud didn't properly disclose auto-renewal terms.
SubScrub auto-cites Minn. Stat. § 325G.201 for Saint Paul residents