How to Cancel a Gym Membership: F45 Training in Saint Paul

The legally-backed process for canceling Planet Fitness, Anytime Fitness, LA Fitness, and other gym memberships — including contracts and state health club laws. This guide applies specifically to F45 Training ($50-$70/week/mo) subscribers in Saint Paul, Minnesota. Minnesota's Automatic Renewal Law protects you.

Your Rights in Saint Paul, MN

Minnesota's Automatic Renewal Law (Minn. Stat. § 325G.201) gives Saint Paul residents specific protections when dealing with F45 Training:

Clear disclosure before billing
Affirmative consent
Easy cancellation — online if purchased online
Confirmation notice

Penalties: Private right of action plus AG enforcement

How to Cancel a Gym Membership

Applied to F45 Training (In-person or email to studio) for Saint Paul residents

1
Read your membership contract first
Find your contract (check your email or the gym's member portal). Note: the contract term, any minimum commitment period, notice requirements (typically 30 days), and cancellation methods allowed.
2
Send written notice via certified mail
For gyms like Planet Fitness, Anytime Fitness, and LA Fitness, send a certified letter with return receipt to your home club. Include: full name, address, membership number, and explicit cancellation request.
3
Visit in-person as a backup
Visit your home club during staffed hours and request cancellation in writing. Ask for a written receipt of your cancellation request with the date and representative's name.
4
Cite your state's Health Club Act
Most states (CA, NY, TX, FL, IL, etc.) have Health Club Acts that override gym contracts. These laws often require gyms to allow cancellation by certified mail regardless of what the contract says.
5
Dispute charges after cancellation
After your notice period ends, watch your statement. Any charges after the effective cancellation date are disputable. File a chargeback citing the Fair Credit Billing Act and your cancellation documentation.

Cancel F45 Training Specifically

Method: In-person or email to studio · Difficulty: hard

1Contact your home studio directly
2Submit written cancellation request
3Provide 14-30 day notice depending on contract
4Get written confirmation

Tips for Saint Paul Residents

Planet Fitness cannot legally require you to appear in person if your state's Health Club Act allows written cancellation
Many states allow cancellation if you move more than 25 miles from any club location
Medical conditions that prevent gym use are typically grounds for immediate contract cancellation without penalty
The FTC Click-to-Cancel Rule applies to gym memberships — if they make cancellation harder than signup, that's a violation
Annual fees (Planet Fitness $49/year) may be non-refundable even if you cancel mid-year

F45 Training-specific tips

Each studio is independently owned
Contract terms vary by location
Some require 30-day written notice
Ask about freezing as an alternative

F45 Training Refund Policy

Depends on studio. Early termination fee possible.

Under Minn. Stat. § 325G.201, Saint Paul residents may be entitled to a full refund if F45 Training didn't properly disclose auto-renewal terms.

Watch Out For

· Early termination fee
· Annual fee at some locations

Federal Laws Protecting Saint Paul Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Saint Paul subscriptions Cancel F45 Training in Saint Paul Cancel F45 Training (all cities)How to Cancel a Gym Membership — Minnesota guide How to Cancel a Gym Membership (general)

More F45 Training Guides for Saint Paul

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel a Gym Membership with SubScrub

SubScrub auto-cites Minn. Stat. § 325G.201 for Saint Paul residents