Cancel YMCA in Saint Paul

Your Rights in Saint Paul, MN

Minnesota's Automatic Renewal Law (Minn. Stat. § 325G.201) gives Saint Paul residents specific cancellation protections.

• Clear disclosure before billing
• Affirmative consent
• Easy cancellation — online if purchased online
• Confirmation notice

Federal Laws Protecting Saint Paul Residents

• FTC Click-to-Cancel Rule — cancellation must be as easy as signup
• ROSCA (15 USC 8403) — clear disclosure and consent for subscriptions
• Fair Credit Billing Act — dispute unauthorized charges