How to Find All Your Subscriptions: Pluto TV in Sterling Heights

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Pluto TV (Free (ad-supported)/mo) subscribers in Sterling Heights, Michigan. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Sterling Heights, MI

The CPA (no specific auto-renewal law) (Mich. Comp. Laws § 445.901) and federal FTC rules protect Sterling Heights residents:

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online transactions
AG enforcement

How to Find All Your Subscriptions

Applied to Pluto TV (N/A — free service) for Sterling Heights residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Pluto TV Specifically

Method: N/A — free service · Difficulty: easy

1Go to pluto.tv → Settings
2Click 'Delete Account' if desired
3No subscription to cancel
4Uninstall app if no longer wanted

Tips for Sterling Heights Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Pluto TV-specific tips

Pluto TV is completely free
No credit card on file to worry about
Delete account to remove personal data

Pluto TV Refund Policy

N/A — free service.

Federal Laws Protecting Sterling Heights Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Sterling Heights subscriptions Cancel Pluto TV in Sterling Heights Cancel Pluto TV (all cities)How to Find All Your Subscriptions — Michigan guide How to Find All Your Subscriptions (general)

More Pluto TV Guides for Sterling Heights

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Sterling Heights residents