Torrance, CAmedium to cancel15 min

How to Find All Your Subscriptions: Peloton in Torrance

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Peloton ($12.99-$44/mo) subscribers in Torrance, California. California's Automatic Renewal Law (ARL) protects you.

Your Rights in Torrance, CA

California's Automatic Renewal Law (ARL) (Cal. Bus. & Prof. Code § 17600) gives Torrance residents specific protections when dealing with Peloton:

Clear disclosure of auto-renewal terms before purchase
Affirmative consent required
Easy online cancellation required
Full refund if terms not properly disclosed

Penalties: Consumers can recover actual damages plus $1,000 in statutory damages per violation

How to Find All Your Subscriptions

Applied to Peloton (App settings or website) for Torrance residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Peloton Specifically

Method: App settings or website · Difficulty: medium

1Go to members.onepeloton.com
2Click Profile → Subscriptions
3Select 'Cancel Membership'
4Confirm

Tips for Torrance Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Peloton-specific tips

App membership different from All-Access
If you return the bike, cancel membership separately
Peloton may offer retention discount
Check if billed through Apple — cancel in iPhone settings

Peloton Refund Policy

No prorated refunds.

Under Cal. Bus. & Prof. Code § 17600, Torrance residents may be entitled to a full refund if Peloton didn't properly disclose auto-renewal terms.

Federal Laws Protecting Torrance Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Torrance subscriptions Cancel Peloton in Torrance Cancel Peloton (all cities)How to Find All Your Subscriptions — California guide How to Find All Your Subscriptions (general)

More Peloton Guides for Torrance

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites Cal. Bus. & Prof. Code § 17600 for Torrance residents