How to Find All Your Subscriptions: Planet Fitness in Wilmington

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Planet Fitness ($10-$24.99/mo) subscribers in Wilmington, North Carolina. The federal FTC Click-to-Cancel Rule protects you.

Your Rights in Wilmington, NC

The UDTPA (no specific auto-renewal law) (N.C. Gen. Stat. § 75-1.1) and federal FTC rules protect Wilmington residents:

Unfair and deceptive trade practices
Federal FTC rules apply
ROSCA for online subscriptions
Strong private right of action

How to Find All Your Subscriptions

Applied to Planet Fitness (In-person or certified mail) for Wilmington residents

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Planet Fitness Specifically

Method: In-person or certified mail · Difficulty: nightmare

1Visit your home club in person
2Or send certified letter to your home club
3Include: name, address, membership number, cancellation request
4Allow 30 days for processing

Tips for Wilmington Residents

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Planet Fitness-specific tips

Cannot cancel by phone, email, or online
Send certified mail with return receipt as proof
If they won't accept, file state AG complaint citing Health Club Act
Many states require gyms to accept any reasonable cancellation method

Planet Fitness Refund Policy

Annual fee is non-refundable. Monthly billing stops after processing.

Watch Out For

· $49 annual enhancement fee
· 30-day processing period means one more charge

Federal Laws Protecting Wilmington Residents

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Wilmington subscriptions Cancel Planet Fitness in Wilmington Cancel Planet Fitness (all cities)How to Find All Your Subscriptions — North Carolina guide How to Find All Your Subscriptions (general)

More Planet Fitness Guides for Wilmington

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 for Wilmington residents