Trim negotiates your bills with human agents and takes a third of what they save you. SubScrub takes a completely different approach — AI-powered legal demand letters that cite federal and state laws.
Legal Backing
FTC + ROSCA + state laws
60 Seconds
vs days of negotiation
Flat Fee
no percentage of savings
| Feature | SubScrub | Trim |
|---|---|---|
| Business model | Flat $7.99/mo | Free + 33% of savings |
| Cancellation approach | AI legal demand letters | Automated cancellation requests |
| Legal backing | FTC, ROSCA, FCBA, state UDAP | None |
| Refund recovery | Demand letters + chargeback support | Bill negotiation only |
| Bank connection | Optional — statement upload works | Required via Plaid |
| Bill negotiation | Not included (different approach) | Yes — with 33% fee |
| Speed | 60 seconds per letter | 2-7 days for negotiation |
| Success with stubborn companies | Legal pressure works | Limited leverage |