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SubScrub

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

Frequently Asked Questions

Everything you need to know about finding and canceling subscriptions.

How does SubScrub find my subscriptions?

Upload your bank or credit card statement (PDF or CSV). Our AI scans for recurring charges, identifies subscriptions, flags zombie charges, and detects price increases you may not have noticed.

How much does SubScrub cost?

SubScrub Pro is $7.99/month. No percentage fees, no contracts, cancel anytime. We never take a cut of your savings — that's a flat fee for unlimited use.

How is SubScrub different from Rocket Money?

Rocket Money charges $4-12/month PLUS up to 40% of negotiated savings. SubScrub is a flat $7.99/month. We generate legal demand letters citing FTC rules — not just cancellation requests.

What is the FTC Click-to-Cancel Rule?

Since 2024, the FTC requires sellers to make cancellation as easy as signup. If a company makes you call, visit in-person, or navigate confusing menus to cancel, they're violating federal law.

Can SubScrub cancel subscriptions for me?

SubScrub generates AI-powered legal cancellation demand letters that cite the FTC Click-to-Cancel Rule and your state's auto-renewal laws. You send the letter — it's much more effective than a simple cancellation request.

What if a company ignores my cancellation letter?

Escalate with SubScrub: file a chargeback with your credit card company, submit an FTC complaint, or file with your state AG. SubScrub generates the letters for each escalation step.

Do I need to connect my bank account?

No. SubScrub works with statement uploads — PDF or CSV. You never need to give us bank login credentials or connect via Plaid.

How much do people save with SubScrub?

The average American wastes $348/year on forgotten subscriptions. SubScrub costs $95.88/year ($7.99/mo) — a 3.6x return on investment before counting refunds recovered.

Can I get refunds for charges after I canceled?

Yes. Under the FCBA, you can dispute credit card charges within 60 days. SubScrub generates refund demand letters citing the specific laws that entitle you to a refund.

Which states have auto-renewal laws?

14 states have specific auto-renewal protection laws: CA, NY, IL, OR, VA, CO, CT, FL, NJ, NV, WA, MA, MN, and DC. All states are covered by federal FTC rules. SubScrub cites the right law for your state.

How do I cancel Planet Fitness / LA Fitness?

Most gyms require in-person visits or certified mail. SubScrub generates legal demand letters citing your state's Health Club Act and the FTC Click-to-Cancel Rule. Check our cancellation guides for step-by-step instructions.

Is SubScrub safe to use?

Yes. We don't store bank credentials. Statement uploads are processed by AI and encrypted. We never sell your data. See our privacy policy for full details.

Start Saving — $7.99/mo