What the FTC's Click-to-Cancel Rule means for your subscription rights and exactly how to use it when a company won't let you cancel. This guide applies specifically to F45 Training ($50-$70/week/mo) subscribers in Colorado, citing applicable state and federal law.
Colorado's Auto-Renewal Consumer Protection (Colo. Rev. Stat. § 6-1-732) gives you specific protections when dealing with F45 Training subscriptions:
Penalties: Deceptive trade practice with treble damages available
Applied to F45 Training (In-person or email to studio) in Colorado
Understand what the rule requires
The FTC Click-to-Cancel Rule (16 CFR Part 425, effective 2024) requires: (1) clear disclosure of all terms before signup, (2) cancellation must be as easy as signup, (3) no dark patterns to obstruct cancellation.
Colorado note: Colo. Rev. Stat. § 6-1-732 requires F45 Training to provide an easy cancellation mechanism.
Document the violation
Screenshot the cancellation flow. If you signed up with a single click but cancellation requires a phone call or in-person visit, that's a violation. Screenshot the difficult steps as evidence.
Send a written demand citing the Rule
Write to the company: 'Under 16 CFR Part 425 (FTC Click-to-Cancel Rule), you are required to provide a cancellation mechanism as simple as your signup process. I am demanding immediate cancellation and confirming this in writing.'
File an FTC complaint
Go to reportfraud.ftc.gov. Select 'Online Shopping' or 'Subscriptions'. Submit screenshots of the violation. The FTC uses these to build enforcement cases.
File a state AG complaint
Your state Attorney General can act on FTC Rule violations under state consumer protection laws. Many states have dedicated consumer protection units. File a complaint at your state AG's website.
Method: In-person or email to studio · Difficulty: hard
F45 Training-specific tips
Depends on studio. Early termination fee possible.
Under Colo. Rev. Stat. § 6-1-732, you may be entitled to a full refund if F45 Training didn't properly disclose auto-renewal terms at signup.
These apply to F45 Training in every state, including Colorado:
SubScrub auto-cites Colo. Rev. Stat. § 6-1-732 + sends legally-backed letters