SubScrub
PricingHow It WorksBlogCompare
Log inScan My Cards

Product

PricingHow It WorksHow-To GuidesCancel SubscriptionsBlog

Suite

DebtShieldDisputeAISubScrub

Features

Zombie SubscriptionsFree Trial TrapsSneaky Price IncreasesUnauthorized Renewals

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesDebtShield — Debt Recovery
SubScrub

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

States/Illinois/YNAB (You Need A Budget)
Back to Illinois subscription laws
ILeasy to cancelSoftware · $14.99 or $99/year/mo

Cancel YNAB (You Need A Budget) in Illinois

Step-by-step guide to cancel your YNAB (You Need A Budget) subscription, backed by Illinois's Automatic Contract Renewal Act and the FTC Click-to-Cancel Rule.

Your Rights in Illinois

Illinois's Automatic Contract Renewal Act (815 ILCS 601) gives you specific protections when canceling YNAB (You Need A Budget):

  • Written notice 30-60 days before renewal
  • Applies to contracts with automatic renewal
  • Clear disclosure of renewal terms
  • Consumer can cancel within 30 days of renewal notice

Penalties for YNAB (You Need A Budget): Renewal is void if notice requirements not met

How to Cancel YNAB (You Need A Budget)

Method: Website

  1. 1Go to app.ynab.com → Account Settings
  2. 2Click 'Cancel Subscription'
  3. 3Confirm cancellation
  4. 4Export budget data

Tips for Canceling YNAB (You Need A Budget) in Illinois

  • 34-day free trial — no charge if canceled
  • Budget data exportable as CSV
  • Annual plan non-refundable after 30 days
  • Free alternatives: Mint, EveryDollar

In Illinois: If YNAB (You Need A Budget) makes cancellation harder than signup, they may be violating 815 ILCS 601. Document everything and consider filing a complaint with the Illinois Attorney General.

Refund Policy

Refund within 30 days of annual purchase.

Under 815 ILCS 601, you may be entitled to a full refund if YNAB (You Need A Budget) didn't properly disclose auto-renewal terms at signup.

Federal Laws Protecting You

These federal laws apply to YNAB (You Need A Budget) in every state, including Illinois:

  • FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
  • ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
  • Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
  • EFTA (15 USC § 1693) — protections against unauthorized debit charges
All Illinois subscription lawsCancel YNAB (You Need A Budget) (all states)
Cancel YNAB (You Need A Budget) Now

SubScrub auto-cites 815 ILCS 601 + sends legally-backed cancellation demands