KY — Federal FTC Ruleeasy to cancel15 min

How to Find All Your Subscriptions: Netflix in Kentucky

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Netflix ($6.99-$22.99/mo) subscribers in Kentucky, citing applicable state and federal law.

Your Legal Rights in Kentucky

Kentucky doesn't have a specific auto-renewal law, but the CPA (no specific auto-renewal law) (Ky. Rev. Stat. § 367.110) and federal consumer protection laws still protect you:

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online subscriptions
AG enforcement and private action

How to Find All Your Subscriptions

Applied to Netflix (Website or app) in Kentucky

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Netflix Specifically

Method: Website or app · Difficulty: easy

1Go to netflix.com/account
2Click 'Cancel Membership'
3Confirm cancellation
4Access continues until billing period ends

Tips for Find All Your Subscriptions in Kentucky

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Netflix-specific tips

Cancel before your billing date to avoid next charge
You can restart anytime without losing your profile
Download shows before canceling if you want to keep watching offline

Netflix Refund Policy

No refunds for partial months. Access until period ends.

Federal Laws Protecting You

These apply to Netflix in every state, including Kentucky:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Kentucky subscription laws Cancel Netflix in Kentucky Cancel Netflix (all states)How to Find All Your Subscriptions (general guide)

More Netflix Guides for Kentucky

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 + sends legally-backed letters