How to Dispute an Unauthorized Subscription Charge: Uber One / Uber Eats Pass in Montana

Step-by-step process to dispute subscription charges you didn't authorize, including chargebacks, FCBA rights, and when to involve your bank. This guide applies specifically to Uber One / Uber Eats Pass ($9.99/mo) subscribers in Montana, citing applicable state and federal law.

Your Legal Rights in Montana

Montana doesn't have a specific auto-renewal law, but the UTPA (no specific auto-renewal law) (Mont. Code § 30-14-103) and federal consumer protection laws still protect you:

Unfair trade practices protections
Federal FTC rules apply
ROSCA for online transactions
AG enforcement

How to Dispute an Unauthorized Subscription Charge

Applied to Uber One / Uber Eats Pass (Uber app) in Montana

1
Identify the charge source
Find the exact merchant name on your statement. Subscription companies often bill under different names (e.g., 'AMZN Digital' for Amazon Prime). Search the billing descriptor online if unfamiliar.
2
Contact the company first
Call or email the subscription company and state you are disputing the charge. Get their response in writing. Many will refund rather than face a chargeback, which costs them $20–50 in fees.
3
File a chargeback with your card issuer
Call the number on the back of your card. Say: 'I want to dispute a recurring charge under the Fair Credit Billing Act. The charge was unauthorized / continued after cancellation.' They are required to investigate.
4
Submit your evidence
Provide your cancellation confirmation, the unauthorized charge dates, and any communication from the company. The card issuer will request a response from the merchant.
5
Request merchant blocking
Ask your card issuer to add the merchant to a block list. This prevents future charges from that specific merchant ID, even if they try to re-bill.

Cancel Uber One / Uber Eats Pass Specifically

Method: Uber app · Difficulty: easy

1Open Uber app → Account
2Select 'Uber One'
3Tap 'Manage membership'
4Select 'End membership'

Tips for Dispute an Unauthorized Subscription Charge in Montana

The Fair Credit Billing Act (FCBA, 15 USC § 1666) gives you the right to dispute any billing error within 60 days of the statement date
For debit cards, the Electronic Funds Transfer Act (EFTA) provides protection — but you only have 60 days
Visa, Mastercard, Amex, and Discover all have specific dispute codes for subscription abuse — your card issuer knows these
Document everything: dates, amounts, names of representatives you spoke to

Uber One / Uber Eats Pass-specific tips

Covers both Uber rides and Uber Eats
Free trial converts to paid
Annual plan — no partial refund
Check if included with Amex Platinum

Uber One / Uber Eats Pass Refund Policy

No prorated refunds.

Federal Laws Protecting You

These apply to Uber One / Uber Eats Pass in every state, including Montana:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Montana subscription laws Cancel Uber One / Uber Eats Pass in Montana Cancel Uber One / Uber Eats Pass (all states)How to Dispute an Unauthorized Subscription Charge (general guide)

More Uber One / Uber Eats Pass Guides for Montana

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Dispute an Unauthorized Subscription with SubScrub

SubScrub auto-cites 16 CFR Part 425 + sends legally-backed letters