What the FTC's Click-to-Cancel Rule means for your subscription rights and exactly how to use it when a company won't let you cancel. This guide applies specifically to Adobe Creative Cloud ($22.99-$59.99/mo) subscribers in New Hampshire, citing applicable state and federal law.
New Hampshire doesn't have a specific auto-renewal law, but the CPA (no specific auto-renewal law) (N.H. Rev. Stat. § 358-A:2) and federal consumer protection laws still protect you:
Applied to Adobe Creative Cloud (Adobe website) in New Hampshire
Understand what the rule requires
The FTC Click-to-Cancel Rule (16 CFR Part 425, effective 2024) requires: (1) clear disclosure of all terms before signup, (2) cancellation must be as easy as signup, (3) no dark patterns to obstruct cancellation.
Document the violation
Screenshot the cancellation flow. If you signed up with a single click but cancellation requires a phone call or in-person visit, that's a violation. Screenshot the difficult steps as evidence.
Send a written demand citing the Rule
Write to the company: 'Under 16 CFR Part 425 (FTC Click-to-Cancel Rule), you are required to provide a cancellation mechanism as simple as your signup process. I am demanding immediate cancellation and confirming this in writing.'
File an FTC complaint
Go to reportfraud.ftc.gov. Select 'Online Shopping' or 'Subscriptions'. Submit screenshots of the violation. The FTC uses these to build enforcement cases.
File a state AG complaint
Your state Attorney General can act on FTC Rule violations under state consumer protection laws. Many states have dedicated consumer protection units. File a complaint at your state AG's website.
Method: Adobe website · Difficulty: nightmare
Adobe Creative Cloud-specific tips
Monthly: no refund. Annual: 50% of remaining months as penalty.
These apply to Adobe Creative Cloud in every state, including New Hampshire:
SubScrub auto-cites 16 CFR Part 425 + sends legally-backed letters