NJ Subscription Laws

New Jersey Subscription Cancellation Laws

New Jersey has a specific auto-renewal protection law: the Automatic Renewal Act (N.J. Stat. § 56:12-16). This gives you powerful rights when canceling subscriptions.

Automatic Renewal Act

N.J. Stat. § 56:12-16

Written notice 30 days before renewal
Clear disclosure of terms
Easy cancellation method
Right to cancel within 30 days

Penalties: Consumer fraud violation — treble damages plus attorney fees

Federal Laws (Apply in New Jersey)

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — online subscriptions require clear disclosure + consent
Fair Credit Billing Act (15 USC § 1666) — dispute charges on credit cards
FTC Act § 5 (15 USC § 45) — prohibits deceptive billing practices
EFTA (15 USC § 1693) — unauthorized debit/ACH charge protections

What This Means for You

If a company in New Jersey didn't clearly disclose auto-renewal terms at signup, didn't get your affirmative consent, or makes cancellation difficult, their charges may be unlawful under N.J. Stat. § 56:12-16. SubScrub generates demand letters citing this specific law.

Cancel New Jersey Subscriptions

SubScrub automatically cites N.J. Stat. § 56:12-16 and federal laws