NY Subscription Laws

New York Subscription Cancellation Laws

New York has a specific auto-renewal protection law: the Auto-Renewal Law (N.Y. Gen. Bus. Law § 527). This gives you powerful rights when canceling subscriptions.

Auto-Renewal Law

N.Y. Gen. Bus. Law § 527

Clear disclosure before enrollment
Easy cancellation mechanism
Written confirmation of enrollment
30-day advance notice of material changes

Penalties: Violations subject to AG enforcement and consumer private action

Federal Laws (Apply in New York)

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — online subscriptions require clear disclosure + consent
Fair Credit Billing Act (15 USC § 1666) — dispute charges on credit cards
FTC Act § 5 (15 USC § 45) — prohibits deceptive billing practices
EFTA (15 USC § 1693) — unauthorized debit/ACH charge protections

What This Means for You

If a company in New York didn't clearly disclose auto-renewal terms at signup, didn't get your affirmative consent, or makes cancellation difficult, their charges may be unlawful under N.Y. Gen. Bus. Law § 527. SubScrub generates demand letters citing this specific law.

Cancel New York Subscriptions

SubScrub automatically cites N.Y. Gen. Bus. Law § 527 and federal laws