How to Cancel a Gym Membership: Peloton in North Carolina

The legally-backed process for canceling Planet Fitness, Anytime Fitness, LA Fitness, and other gym memberships — including contracts and state health club laws. This guide applies specifically to Peloton ($12.99-$44/mo) subscribers in North Carolina, citing applicable state and federal law.

Your Legal Rights in North Carolina

North Carolina doesn't have a specific auto-renewal law, but the UDTPA (no specific auto-renewal law) (N.C. Gen. Stat. § 75-1.1) and federal consumer protection laws still protect you:

Unfair and deceptive trade practices
Federal FTC rules apply
ROSCA for online subscriptions
Strong private right of action

How to Cancel a Gym Membership

Applied to Peloton (App settings or website) in North Carolina

1
Read your membership contract first
Find your contract (check your email or the gym's member portal). Note: the contract term, any minimum commitment period, notice requirements (typically 30 days), and cancellation methods allowed.
2
Send written notice via certified mail
For gyms like Planet Fitness, Anytime Fitness, and LA Fitness, send a certified letter with return receipt to your home club. Include: full name, address, membership number, and explicit cancellation request.
3
Visit in-person as a backup
Visit your home club during staffed hours and request cancellation in writing. Ask for a written receipt of your cancellation request with the date and representative's name.
4
Cite your state's Health Club Act
Most states (CA, NY, TX, FL, IL, etc.) have Health Club Acts that override gym contracts. These laws often require gyms to allow cancellation by certified mail regardless of what the contract says.
5
Dispute charges after cancellation
After your notice period ends, watch your statement. Any charges after the effective cancellation date are disputable. File a chargeback citing the Fair Credit Billing Act and your cancellation documentation.

Cancel Peloton Specifically

Method: App settings or website · Difficulty: medium

1Go to members.onepeloton.com
2Click Profile → Subscriptions
3Select 'Cancel Membership'
4Confirm

Tips for Cancel a Gym Membership in North Carolina

Planet Fitness cannot legally require you to appear in person if your state's Health Club Act allows written cancellation
Many states allow cancellation if you move more than 25 miles from any club location
Medical conditions that prevent gym use are typically grounds for immediate contract cancellation without penalty
The FTC Click-to-Cancel Rule applies to gym memberships — if they make cancellation harder than signup, that's a violation
Annual fees (Planet Fitness $49/year) may be non-refundable even if you cancel mid-year

Peloton-specific tips

App membership different from All-Access
If you return the bike, cancel membership separately
Peloton may offer retention discount
Check if billed through Apple — cancel in iPhone settings

Peloton Refund Policy

No prorated refunds.

Federal Laws Protecting You

These apply to Peloton in every state, including North Carolina:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

North Carolina subscription laws Cancel Peloton in North Carolina Cancel Peloton (all states)How to Cancel a Gym Membership (general guide)

More Peloton Guides for North Carolina

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel a Gym Membership with SubScrub

SubScrub auto-cites 16 CFR Part 425 + sends legally-backed letters