How to recover money after canceling a subscription, including partial-month refunds, post-cancellation charges, and trial-to-paid conversions. This guide applies specifically to Canva Pro ($12.99/mo) subscribers in Oregon, citing applicable state and federal law.
Oregon's Automatic Renewal Safeguards (Or. Rev. Stat. § 646A.295) gives you specific protections when dealing with Canva Pro subscriptions:
Penalties: Unlawful trade practice with AG enforcement
Applied to Canva Pro (Canva website) in Oregon
Request a refund within 24–72 hours
Contact the company immediately by phone or email. State: 'I canceled on [date] and was charged [amount]. I am requesting a full refund under your refund policy.' Many companies have a grace period.
Oregon note: Or. Rev. Stat. § 646A.295 requires Canva Pro to provide an easy cancellation mechanism.
Cite ROSCA if the trial auto-converted
The Restore Online Shoppers' Confidence Act (15 USC § 8403) requires clear disclosure before a trial converts. If terms weren't clearly disclosed, the charge is legally questionable.
Escalate to a supervisor
If the first agent denies your refund, ask for a supervisor. Supervisors have more discretion. Be polite but firm — state you are prepared to file a chargeback.
File a chargeback if denied
Call your credit card issuer. Say: 'I want to dispute a charge from [company]. I canceled the service and they continued to charge me / the trial terms were not clearly disclosed.' Provide your cancellation documentation.
File an FTC complaint
Go to reportfraud.ftc.gov and report the company. The FTC uses these complaints to prioritize enforcement. Companies with many complaints face investigation.
Method: Canva website · Difficulty: easy
Canva Pro-specific tips
Refund within 30 days for annual plans.
Under Or. Rev. Stat. § 646A.295, you may be entitled to a full refund if Canva Pro didn't properly disclose auto-renewal terms at signup.
These apply to Canva Pro in every state, including Oregon:
SubScrub auto-cites Or. Rev. Stat. § 646A.295 + sends legally-backed letters