OR — Automatic Renewal Safeguardsmedium to cancel15 min

How to Get a Refund After Cancellation: Peloton in Oregon

How to recover money after canceling a subscription, including partial-month refunds, post-cancellation charges, and trial-to-paid conversions. This guide applies specifically to Peloton ($12.99-$44/mo) subscribers in Oregon, citing applicable state and federal law.

Your Legal Rights in Oregon

Oregon's Automatic Renewal Safeguards (Or. Rev. Stat. § 646A.295) gives you specific protections when dealing with Peloton subscriptions:

Clear disclosure at signup
Affirmative consent for auto-renewal
Easy cancellation — same method as signup
Confirmation email after enrollment

Penalties: Unlawful trade practice with AG enforcement

How to Get a Refund After Cancellation

Applied to Peloton (App settings or website) in Oregon

1
Request a refund within 24–72 hours
Contact the company immediately by phone or email. State: 'I canceled on [date] and was charged [amount]. I am requesting a full refund under your refund policy.' Many companies have a grace period.
Oregon note: Or. Rev. Stat. § 646A.295 requires Peloton to provide an easy cancellation mechanism.
2
Cite ROSCA if the trial auto-converted
The Restore Online Shoppers' Confidence Act (15 USC § 8403) requires clear disclosure before a trial converts. If terms weren't clearly disclosed, the charge is legally questionable.
3
Escalate to a supervisor
If the first agent denies your refund, ask for a supervisor. Supervisors have more discretion. Be polite but firm — state you are prepared to file a chargeback.
4
File a chargeback if denied
Call your credit card issuer. Say: 'I want to dispute a charge from [company]. I canceled the service and they continued to charge me / the trial terms were not clearly disclosed.' Provide your cancellation documentation.
5
File an FTC complaint
Go to reportfraud.ftc.gov and report the company. The FTC uses these complaints to prioritize enforcement. Companies with many complaints face investigation.

Cancel Peloton Specifically

Method: App settings or website · Difficulty: medium

1Go to members.onepeloton.com
2Click Profile → Subscriptions
3Select 'Cancel Membership'
4Confirm

Tips for Get a Refund After Cancellation in Oregon

You have 60–120 days from the charge to file a chargeback, depending on your card network
Under ROSCA, companies must get your affirmative consent before converting a free trial — ambiguous checkboxes don't count
If the charge was on a debit card, file a dispute under the Electronic Funds Transfer Act (EFTA)
SubScrub auto-generates refund demand letters citing the applicable laws for your state

Peloton-specific tips

App membership different from All-Access
If you return the bike, cancel membership separately
Peloton may offer retention discount
Check if billed through Apple — cancel in iPhone settings

Peloton Refund Policy

No prorated refunds.

Under Or. Rev. Stat. § 646A.295, you may be entitled to a full refund if Peloton didn't properly disclose auto-renewal terms at signup.

Federal Laws Protecting You

These apply to Peloton in every state, including Oregon:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Oregon subscription laws Cancel Peloton in Oregon Cancel Peloton (all states)How to Get a Refund After Cancellation (general guide)

More Peloton Guides for Oregon

How to Cancel Any Subscription How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Get a Refund After with SubScrub

SubScrub auto-cites Or. Rev. Stat. § 646A.295 + sends legally-backed letters