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States/Oregon/YNAB (You Need A Budget)
Back to Oregon subscription laws
OReasy to cancelSoftware · $14.99 or $99/year/mo

Cancel YNAB (You Need A Budget) in Oregon

Step-by-step guide to cancel your YNAB (You Need A Budget) subscription, backed by Oregon's Automatic Renewal Safeguards and the FTC Click-to-Cancel Rule.

Your Rights in Oregon

Oregon's Automatic Renewal Safeguards (Or. Rev. Stat. § 646A.295) gives you specific protections when canceling YNAB (You Need A Budget):

  • Clear disclosure at signup
  • Affirmative consent for auto-renewal
  • Easy cancellation — same method as signup
  • Confirmation email after enrollment

Penalties for YNAB (You Need A Budget): Unlawful trade practice with AG enforcement

How to Cancel YNAB (You Need A Budget)

Method: Website

  1. 1Go to app.ynab.com → Account Settings
  2. 2Click 'Cancel Subscription'
  3. 3Confirm cancellation
  4. 4Export budget data

Tips for Canceling YNAB (You Need A Budget) in Oregon

  • 34-day free trial — no charge if canceled
  • Budget data exportable as CSV
  • Annual plan non-refundable after 30 days
  • Free alternatives: Mint, EveryDollar

In Oregon: If YNAB (You Need A Budget) makes cancellation harder than signup, they may be violating Or. Rev. Stat. § 646A.295. Document everything and consider filing a complaint with the Oregon Attorney General.

Refund Policy

Refund within 30 days of annual purchase.

Under Or. Rev. Stat. § 646A.295, you may be entitled to a full refund if YNAB (You Need A Budget) didn't properly disclose auto-renewal terms at signup.

Federal Laws Protecting You

These federal laws apply to YNAB (You Need A Budget) in every state, including Oregon:

  • FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
  • ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
  • Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
  • EFTA (15 USC § 1693) — protections against unauthorized debit charges
All Oregon subscription lawsCancel YNAB (You Need A Budget) (all states)
Cancel YNAB (You Need A Budget) Now

SubScrub auto-cites Or. Rev. Stat. § 646A.295 + sends legally-backed cancellation demands