How to Find All Your Subscriptions: Planet Fitness in Tennessee

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to Planet Fitness ($10-$24.99/mo) subscribers in Tennessee, citing applicable state and federal law.

Your Legal Rights in Tennessee

Tennessee doesn't have a specific auto-renewal law, but the CPA (no specific auto-renewal law) (Tenn. Code § 47-18-104) and federal consumer protection laws still protect you:

Consumer protection act coverage
Federal FTC rules apply
ROSCA for online transactions
AG enforcement and private action

How to Find All Your Subscriptions

Applied to Planet Fitness (In-person or certified mail) in Tennessee

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel Planet Fitness Specifically

Method: In-person or certified mail · Difficulty: nightmare

1Visit your home club in person
2Or send certified letter to your home club
3Include: name, address, membership number, cancellation request
4Allow 30 days for processing

Tips for Find All Your Subscriptions in Tennessee

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

Planet Fitness-specific tips

Cannot cancel by phone, email, or online
Send certified mail with return receipt as proof
If they won't accept, file state AG complaint citing Health Club Act
Many states require gyms to accept any reasonable cancellation method

Planet Fitness Refund Policy

Annual fee is non-refundable. Monthly billing stops after processing.

Watch Out For

· $49 annual enhancement fee
· 30-day processing period means one more charge

Federal Laws Protecting You

These apply to Planet Fitness in every state, including Tennessee:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Tennessee subscription laws Cancel Planet Fitness in Tennessee Cancel Planet Fitness (all states)How to Find All Your Subscriptions (general guide)

More Planet Fitness Guides for Tennessee

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 + sends legally-backed letters