How to permanently disable auto-renewal so you never get surprised by an unexpected renewal charge again. This guide applies specifically to Peloton ($12.99-$44/mo) subscribers in Washington, citing applicable state and federal law.
Washington's Consumer Protection Act + Auto-Renewal (Wash. Rev. Code § 19.86) gives you specific protections when dealing with Peloton subscriptions:
Penalties: CPA violation — treble damages plus attorney fees up to $25,000
Applied to Peloton (App settings or website) in Washington
Log into your account settings
Go to the service's website (not app, unless it's an app-store subscription). Navigate to Settings → Billing → Subscription or Plan.
Washington note: Wash. Rev. Code § 19.86 requires Peloton to provide an easy cancellation mechanism.
Look for 'Auto-Renewal' or 'Recurring Billing' toggle
Most services have an explicit auto-renewal toggle. Turn it off. You will typically keep access until your current paid period ends, then it won't renew.
Get written confirmation
After toggling, screenshot the settings page and save any confirmation email. If they charge you after disabling auto-renewal, you have documented proof.
For app-store subscriptions, disable in the store
iPhone: Settings → [Your Name] → Subscriptions → [App] → Turn off Renew. Google Play: Manage subscriptions → Cancel. The app itself cannot see these settings.
Set a final billing date reminder
Note when your current period ends. After that date, verify no charge appears. If you see a charge after disabling auto-renewal, that is an unauthorized charge.
Method: App settings or website · Difficulty: medium
Peloton-specific tips
No prorated refunds.
Under Wash. Rev. Code § 19.86, you may be entitled to a full refund if Peloton didn't properly disclose auto-renewal terms at signup.
These apply to Peloton in every state, including Washington:
SubScrub auto-cites Wash. Rev. Code § 19.86 + sends legally-backed letters