SubScrub
PricingHow It WorksBlogCompare
Log inScan My Cards

Product

PricingHow It WorksHow-To GuidesCancel SubscriptionsBlog

Suite

DebtShieldDisputeAISubScrub

Features

Zombie SubscriptionsFree Trial TrapsSneaky Price IncreasesUnauthorized Renewals

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesDebtShield — Debt Recovery
SubScrub

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

States/Washington/YNAB (You Need A Budget)
Back to Washington subscription laws
WAeasy to cancelSoftware · $14.99 or $99/year/mo

Cancel YNAB (You Need A Budget) in Washington

Step-by-step guide to cancel your YNAB (You Need A Budget) subscription, backed by Washington's Consumer Protection Act + Auto-Renewal and the FTC Click-to-Cancel Rule.

Your Rights in Washington

Washington's Consumer Protection Act + Auto-Renewal (Wash. Rev. Code § 19.86) gives you specific protections when canceling YNAB (You Need A Budget):

  • Clear disclosure of material terms
  • Affirmative consent
  • Easy cancellation
  • Treble damages for willful violations

Penalties for YNAB (You Need A Budget): CPA violation — treble damages plus attorney fees up to $25,000

How to Cancel YNAB (You Need A Budget)

Method: Website

  1. 1Go to app.ynab.com → Account Settings
  2. 2Click 'Cancel Subscription'
  3. 3Confirm cancellation
  4. 4Export budget data

Tips for Canceling YNAB (You Need A Budget) in Washington

  • 34-day free trial — no charge if canceled
  • Budget data exportable as CSV
  • Annual plan non-refundable after 30 days
  • Free alternatives: Mint, EveryDollar

In Washington: If YNAB (You Need A Budget) makes cancellation harder than signup, they may be violating Wash. Rev. Code § 19.86. Document everything and consider filing a complaint with the Washington Attorney General.

Refund Policy

Refund within 30 days of annual purchase.

Under Wash. Rev. Code § 19.86, you may be entitled to a full refund if YNAB (You Need A Budget) didn't properly disclose auto-renewal terms at signup.

Federal Laws Protecting You

These federal laws apply to YNAB (You Need A Budget) in every state, including Washington:

  • FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
  • ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
  • Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
  • EFTA (15 USC § 1693) — protections against unauthorized debit charges
All Washington subscription lawsCancel YNAB (You Need A Budget) (all states)
Cancel YNAB (You Need A Budget) Now

SubScrub auto-cites Wash. Rev. Code § 19.86 + sends legally-backed cancellation demands