Cancel YMCA in Paterson

Your Rights in Paterson, NJ

New Jersey's Automatic Renewal Act (N.J. Stat. § 56:12-16) gives Paterson residents specific cancellation protections.

• Written notice 30 days before renewal
• Clear disclosure of terms
• Easy cancellation method
• Right to cancel within 30 days

Federal Laws Protecting Paterson Residents

• FTC Click-to-Cancel Rule — cancellation must be as easy as signup
• ROSCA (15 USC 8403) — clear disclosure and consent for subscriptions
• Fair Credit Billing Act — dispute unauthorized charges