IL — Automatic Contract Renewal Actnightmare to cancel20 min

How to Cancel a Gym Membership: SiriusXM in Illinois

The legally-backed process for canceling Planet Fitness, Anytime Fitness, LA Fitness, and other gym memberships — including contracts and state health club laws. This guide applies specifically to SiriusXM ($10.99-$23.99/mo) subscribers in Illinois, citing applicable state and federal law.

Your Legal Rights in Illinois

Illinois's Automatic Contract Renewal Act (815 ILCS 601) gives you specific protections when dealing with SiriusXM subscriptions:

Written notice 30-60 days before renewal
Applies to contracts with automatic renewal
Clear disclosure of renewal terms
Consumer can cancel within 30 days of renewal notice

Penalties: Renewal is void if notice requirements not met

How to Cancel a Gym Membership

Applied to SiriusXM (Phone only) in Illinois

1
Read your membership contract first
Find your contract (check your email or the gym's member portal). Note: the contract term, any minimum commitment period, notice requirements (typically 30 days), and cancellation methods allowed.
Illinois note: 815 ILCS 601 requires SiriusXM to provide an easy cancellation mechanism.
2
Send written notice via certified mail
For gyms like Planet Fitness, Anytime Fitness, and LA Fitness, send a certified letter with return receipt to your home club. Include: full name, address, membership number, and explicit cancellation request.
3
Visit in-person as a backup
Visit your home club during staffed hours and request cancellation in writing. Ask for a written receipt of your cancellation request with the date and representative's name.
4
Cite your state's Health Club Act
Most states (CA, NY, TX, FL, IL, etc.) have Health Club Acts that override gym contracts. These laws often require gyms to allow cancellation by certified mail regardless of what the contract says.
5
Dispute charges after cancellation
After your notice period ends, watch your statement. Any charges after the effective cancellation date are disputable. File a chargeback citing the Fair Credit Billing Act and your cancellation documentation.

Cancel SiriusXM Specifically

Method: Phone only · Difficulty: nightmare

1Call 1-866-635-2349
2Navigate automated menu to 'Cancel'
3Speak with retention agent (they WILL offer discounts)
4Firmly confirm you want to cancel
5Request cancellation confirmation number

Tips for Cancel a Gym Membership in Illinois

Planet Fitness cannot legally require you to appear in person if your state's Health Club Act allows written cancellation
Many states allow cancellation if you move more than 25 miles from any club location
Medical conditions that prevent gym use are typically grounds for immediate contract cancellation without penalty
The FTC Click-to-Cancel Rule applies to gym memberships — if they make cancellation harder than signup, that's a violation
Annual fees (Planet Fitness $49/year) may be non-refundable even if you cancel mid-year

SiriusXM-specific tips

SiriusXM is notorious — calls can take 30+ minutes
They will offer 50-75% discounts to keep you
Say 'I want to cancel' firmly and repeatedly
Record the call in one-party consent states
If they keep charging, file FTC complaint + credit card chargeback

SiriusXM Refund Policy

Prorated refund for remaining subscription period.

Under 815 ILCS 601, you may be entitled to a full refund if SiriusXM didn't properly disclose auto-renewal terms at signup.

Watch Out For

· Music royalty fee
· Activated radio in new car may auto-enroll you

Federal Laws Protecting You

These apply to SiriusXM in every state, including Illinois:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Illinois subscription laws Cancel SiriusXM in Illinois Cancel SiriusXM (all states)How to Cancel a Gym Membership (general guide)

More SiriusXM Guides for Illinois

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel a Gym Membership with SubScrub

SubScrub auto-cites 815 ILCS 601 + sends legally-backed letters