IA — Federal FTC Rulemedium to cancel15 min

How to Find All Your Subscriptions: ClassPass in Iowa

3 proven methods to uncover every recurring charge across all your accounts — including forgotten trials and zombie subscriptions. This guide applies specifically to ClassPass ($49-$199/mo) subscribers in Iowa, citing applicable state and federal law.

Your Legal Rights in Iowa

Iowa doesn't have a specific auto-renewal law, but the CFA (no specific auto-renewal law) (Iowa Code § 714H.3) and federal consumer protection laws still protect you:

Consumer fraud protections
Federal FTC rules apply
ROSCA for online subscriptions
Private right of action available

How to Find All Your Subscriptions

Applied to ClassPass (App or website) in Iowa

1
Download 3 months of bank and card statements
Get PDF or CSV statements from every bank account and credit card. Most banks let you download from online banking. Go back at least 90 days to catch quarterly billing cycles.
2
Search for recurring amounts
Highlight every charge that appears at the same dollar amount each month. Patterns: $9.99, $14.99, $19.99, $49.99. Annual charges show up once — look back 13 months to catch them.
3
Check app store subscriptions
iPhone: Settings → [Your Name] → Subscriptions. Android: Play Store → Payments & subscriptions. These are managed separately and often forgotten.
4
Search email for billing receipts
Search Gmail or Outlook for 'receipt', 'subscription', 'renewal', 'billing', 'your plan'. Filter by the last 12 months. This catches services billed via PayPal or gift cards.
5
Check PayPal and Venmo recurring payments
Log into PayPal → Settings → Payments → Manage automatic payments. Venmo: Settings → Payment methods. Many users have 2–5 forgotten subscriptions here.

Cancel ClassPass Specifically

Method: App or website · Difficulty: medium

1Go to classpass.com → Account Settings
2Click 'Update membership'
3Select 'Cancel membership'
4Confirm — unused credits expire

Tips for Find All Your Subscriptions in Iowa

The average American has 12+ active subscriptions and forgets 3–4 of them, wasting $348/year
Small recurring charges ($1–5) are often forgotten trials that quietly converted to paid
Annual charges are easy to miss — set a reminder every January to audit the full prior year
SubScrub scans your statements with AI and finds ALL recurring charges in under 2 minutes

ClassPass-specific tips

Credits do not roll over after cancellation
Use all credits before cancel date
Can pause membership for up to 3 months instead
Rejoining may be at higher price

ClassPass Refund Policy

No refund. Unused credits expire at period end.

Watch Out For

· Late cancel fees ($15-20)
· Credits lost on cancellation

Federal Laws Protecting You

These apply to ClassPass in every state, including Iowa:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Iowa subscription laws Cancel ClassPass in Iowa Cancel ClassPass (all states)How to Find All Your Subscriptions (general guide)

More ClassPass Guides for Iowa

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription FTC Click-to-Cancel Rule: Your Rights Explained

Find All Your Subscriptions with SubScrub

SubScrub auto-cites 16 CFR Part 425 + sends legally-backed letters