How to Cancel a Gym Membership: Microsoft 365 in Maryland

The legally-backed process for canceling Planet Fitness, Anytime Fitness, LA Fitness, and other gym memberships — including contracts and state health club laws. This guide applies specifically to Microsoft 365 ($6.99-$12.99/mo) subscribers in Maryland, citing applicable state and federal law.

Your Legal Rights in Maryland

Maryland's Automatic Renewal Law (Md. Code, Com. Law § 14-1321) gives you specific protections when dealing with Microsoft 365 subscriptions:

Clear disclosure of auto-renewal terms
Affirmative consent required
Easy cancellation mechanism
Post-purchase acknowledgment

Penalties: CPA violation — AG enforcement plus private right of action

How to Cancel a Gym Membership

Applied to Microsoft 365 (Microsoft account website) in Maryland

1
Read your membership contract first
Find your contract (check your email or the gym's member portal). Note: the contract term, any minimum commitment period, notice requirements (typically 30 days), and cancellation methods allowed.
Maryland note: Md. Code, Com. Law § 14-1321 requires Microsoft 365 to provide an easy cancellation mechanism.
2
Send written notice via certified mail
For gyms like Planet Fitness, Anytime Fitness, and LA Fitness, send a certified letter with return receipt to your home club. Include: full name, address, membership number, and explicit cancellation request.
3
Visit in-person as a backup
Visit your home club during staffed hours and request cancellation in writing. Ask for a written receipt of your cancellation request with the date and representative's name.
4
Cite your state's Health Club Act
Most states (CA, NY, TX, FL, IL, etc.) have Health Club Acts that override gym contracts. These laws often require gyms to allow cancellation by certified mail regardless of what the contract says.
5
Dispute charges after cancellation
After your notice period ends, watch your statement. Any charges after the effective cancellation date are disputable. File a chargeback citing the Fair Credit Billing Act and your cancellation documentation.

Cancel Microsoft 365 Specifically

Method: Microsoft account website · Difficulty: medium

1Go to account.microsoft.com/services
2Find Microsoft 365 subscription
3Click 'Cancel'
4Follow prompts

Tips for Cancel a Gym Membership in Maryland

Planet Fitness cannot legally require you to appear in person if your state's Health Club Act allows written cancellation
Many states allow cancellation if you move more than 25 miles from any club location
Medical conditions that prevent gym use are typically grounds for immediate contract cancellation without penalty
The FTC Click-to-Cancel Rule applies to gym memberships — if they make cancellation harder than signup, that's a violation
Annual fees (Planet Fitness $49/year) may be non-refundable even if you cancel mid-year

Microsoft 365-specific tips

Within 30 days of renewal — request full refund
OneDrive files remain accessible for 30 days after cancel
Can switch to free tier of Word/Excel online
Check if provided through work/school

Microsoft 365 Refund Policy

Full refund within 30 days of renewal. Prorated after.

Under Md. Code, Com. Law § 14-1321, you may be entitled to a full refund if Microsoft 365 didn't properly disclose auto-renewal terms at signup.

Federal Laws Protecting You

These apply to Microsoft 365 in every state, including Maryland:

FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
EFTA (15 USC § 1693) — protections against unauthorized debit charges

Maryland subscription laws Cancel Microsoft 365 in Maryland Cancel Microsoft 365 (all states)How to Cancel a Gym Membership (general guide)

More Microsoft 365 Guides for Maryland

How to Cancel Any Subscription How to Get a Refund After Cancellation How to Dispute an Unauthorized Subscription Charge How to Find All Your Subscriptions How to Cancel a Free Trial Before You Get Charged How to Stop Auto-Renewal on Any Subscription

Cancel a Gym Membership with SubScrub

SubScrub auto-cites Md. Code, Com. Law § 14-1321 + sends legally-backed letters