SubScrub
PricingHow It WorksBlogCompare
Log inScan My Cards

Product

PricingHow It WorksHow-To GuidesCancel SubscriptionsBlog

Suite

DebtShieldDisputeAISubScrub

Features

Zombie SubscriptionsFree Trial TrapsSneaky Price IncreasesUnauthorized Renewals

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesDebtShield — Debt Recovery
SubScrub

© 2026 Pointify Travel Technologies LLC. All rights reserved.

Part of the DebtShield family of products.

States/New Jersey/SiriusXM
Back to New Jersey subscription laws
NJnightmare to cancelTelecom · $10.99-$23.99/mo

Cancel SiriusXM in New Jersey

Step-by-step guide to cancel your SiriusXM subscription, backed by New Jersey's Automatic Renewal Act and the FTC Click-to-Cancel Rule.

Your Rights in New Jersey

New Jersey's Automatic Renewal Act (N.J. Stat. § 56:12-16) gives you specific protections when canceling SiriusXM:

  • Written notice 30 days before renewal
  • Clear disclosure of terms
  • Easy cancellation method
  • Right to cancel within 30 days

Penalties for SiriusXM: Consumer fraud violation — treble damages plus attorney fees

How to Cancel SiriusXM

Method: Phone only

  1. 1Call 1-866-635-2349
  2. 2Navigate automated menu to 'Cancel'
  3. 3Speak with retention agent (they WILL offer discounts)
  4. 4Firmly confirm you want to cancel
  5. 5Request cancellation confirmation number

Tips for Canceling SiriusXM in New Jersey

  • SiriusXM is notorious — calls can take 30+ minutes
  • They will offer 50-75% discounts to keep you
  • Say 'I want to cancel' firmly and repeatedly
  • Record the call in one-party consent states
  • If they keep charging, file FTC complaint + credit card chargeback

In New Jersey: If SiriusXM makes cancellation harder than signup, they may be violating N.J. Stat. § 56:12-16. Document everything and consider filing a complaint with the New Jersey Attorney General.

Refund Policy

Prorated refund for remaining subscription period.

Under N.J. Stat. § 56:12-16, you may be entitled to a full refund if SiriusXM didn't properly disclose auto-renewal terms at signup.

Watch Out For

  • · Music royalty fee
  • · Activated radio in new car may auto-enroll you

Federal Laws Protecting You

These federal laws apply to SiriusXM in every state, including New Jersey:

  • FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
  • ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
  • Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
  • EFTA (15 USC § 1693) — protections against unauthorized debit charges

Legal Strategy for SiriusXM in New Jersey

SiriusXM is rated nightmare to cancel. But in New Jersey, you have strong legal leverage:

  1. 1. Follow the cancellation steps above and document everything (screenshots, dates, names).
  2. 2. If SiriusXM refuses or delays, cite N.J. Stat. § 56:12-16 (Automatic Renewal Act) in a written demand.
  3. 3. File a complaint with the New Jersey Attorney General's office.
  4. 4. Dispute charges with your credit card company under the Fair Credit Billing Act.

SubScrub generates demand letters that cite both N.J. Stat. § 56:12-16 and the FTC Click-to-Cancel Rule automatically.

All New Jersey subscription lawsCancel SiriusXM (all states)
Cancel SiriusXM Now

SubScrub auto-cites N.J. Stat. § 56:12-16 + sends legally-backed cancellation demands