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States/New York/YNAB (You Need A Budget)
Back to New York subscription laws
NYeasy to cancelSoftware · $14.99 or $99/year/mo

Cancel YNAB (You Need A Budget) in New York

Step-by-step guide to cancel your YNAB (You Need A Budget) subscription, backed by New York's Auto-Renewal Law and the FTC Click-to-Cancel Rule.

Your Rights in New York

New York's Auto-Renewal Law (N.Y. Gen. Bus. Law § 527) gives you specific protections when canceling YNAB (You Need A Budget):

  • Clear disclosure before enrollment
  • Easy cancellation mechanism
  • Written confirmation of enrollment
  • 30-day advance notice of material changes

Penalties for YNAB (You Need A Budget): Violations subject to AG enforcement and consumer private action

How to Cancel YNAB (You Need A Budget)

Method: Website

  1. 1Go to app.ynab.com → Account Settings
  2. 2Click 'Cancel Subscription'
  3. 3Confirm cancellation
  4. 4Export budget data

Tips for Canceling YNAB (You Need A Budget) in New York

  • 34-day free trial — no charge if canceled
  • Budget data exportable as CSV
  • Annual plan non-refundable after 30 days
  • Free alternatives: Mint, EveryDollar

In New York: If YNAB (You Need A Budget) makes cancellation harder than signup, they may be violating N.Y. Gen. Bus. Law § 527. Document everything and consider filing a complaint with the New York Attorney General.

Refund Policy

Refund within 30 days of annual purchase.

Under N.Y. Gen. Bus. Law § 527, you may be entitled to a full refund if YNAB (You Need A Budget) didn't properly disclose auto-renewal terms at signup.

Federal Laws Protecting You

These federal laws apply to YNAB (You Need A Budget) in every state, including New York:

  • FTC Click-to-Cancel Rule (16 CFR Part 425) — cancellation must be as easy as signup
  • ROSCA (15 USC § 8403) — requires clear disclosure and affirmative consent for online subscriptions
  • Fair Credit Billing Act (15 USC § 1666) — dispute unauthorized charges on credit cards
  • EFTA (15 USC § 1693) — protections against unauthorized debit charges
All New York subscription lawsCancel YNAB (You Need A Budget) (all states)
Cancel YNAB (You Need A Budget) Now

SubScrub auto-cites N.Y. Gen. Bus. Law § 527 + sends legally-backed cancellation demands