Complete guide to canceling Netflix, Spotify, Disney+, Hulu, HBO Max, Apple TV+, YouTube Premium, and 10+ other streaming services. This guide applies specifically to Microsoft 365 ($6.99-$12.99/mo) subscribers in New York, citing applicable state and federal law.
New York's Auto-Renewal Law (N.Y. Gen. Bus. Law § 527) gives you specific protections when dealing with Microsoft 365 subscriptions:
Penalties: Violations subject to AG enforcement and consumer private action
Applied to Microsoft 365 (Microsoft account website) in New York
List all your streaming subscriptions
Check your bank statements, Apple subscriptions (Settings → [Your Name] → Subscriptions), and Google Play subscriptions for all active streaming services.
New York note: N.Y. Gen. Bus. Law § 527 requires Microsoft 365 to provide an easy cancellation mechanism.
Identify billing source for each service
Some subscriptions are billed through the streaming service directly; others go through Apple, Google, Roku, or your cable provider. You must cancel through the BILLING source, not the app.
Cancel direct-billed services
Netflix: netflix.com/account. Spotify: spotify.com/account. Disney+: disneyplus.com/account. Hulu: account.hulu.com. HBO Max: max.com → Profile → Settings → Subscription. Each requires website login.
Cancel Apple-billed services
iPhone: Settings → [Your Name] → Subscriptions. You'll see all Apple-billed subscriptions. Tap any to manage or cancel. This covers Apple TV+, Paramount+, and any service you paid via App Store.
Cancel Google Play-billed services
Go to play.google.com/store/account/subscriptions. All Play-billed subscriptions are listed here. Cancel each one directly.
Method: Microsoft account website · Difficulty: medium
Microsoft 365-specific tips
Full refund within 30 days of renewal. Prorated after.
Under N.Y. Gen. Bus. Law § 527, you may be entitled to a full refund if Microsoft 365 didn't properly disclose auto-renewal terms at signup.
These apply to Microsoft 365 in every state, including New York:
SubScrub auto-cites N.Y. Gen. Bus. Law § 527 + sends legally-backed letters